Since the launch of The Smayver Saver Journal, I have received some lovely comments and well wishes. I am delighted to serve parents with young children to help nurture financial confidence and happy healthy young minds . Thank you supporters! I really appreciate it. Below is a testimonial I received the other day. I wanted to share it with you.


Dear Jennifer, I am writing to thank you for creating the Smayver Saver Journal. I’ve been struggling for a long time, trying to find a way to teach my 2 daughters ( 6,5 and 8 year old) the value of money and and also why they should appreciate what they have. My eldest one is very sloppy and refuses to do any kind of chores. I was really frustrated until I got my Smayver Journal. I didn’t know how it would turn out, but oh boy!!! The girls where so excited to make their own money and they choose to save their earnings. We started right away, it was so funny because they were running around the house and started looking for chores to do. After one week my youngest one started to make up her bed every morning and she was so proud of herself. The eldest one needed some reminding the second week, but as soon as I reminded her she started to do the chores again. I sometimes used to yell my daughters for being sloppy and I felt that I had to force them to do anything. I’m not screaming at them anymore and am so happy the journal is helping me teach them a lot of skills at the same time. Thank you. 

Scheherazade Spilker, Kuala Lumpur, Malaysia 18 July 2016